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Homeownership & FSS


What is Family Self Sufficiency?

Pierce County Housing Authority’s Family Self Sufficiency (FSS) program is opportunity! We can help you find the resources you need to reach your goals for a better life – while being part of a supportive, achieving community.

If you are a participant in PCHA’s Section 8 or Low Income Public Housing programs you are eligible to join FSS to access these and other resources:

  • Employment assessment and preparation
  • Job search and referral
  • Asset building assistance and strategies
  • Financial education

What are the Benefits?

FSS offers great incentives for participation, including access to community experts who can help FSS members chart a course to financial independence.

  • Learn to set goals for what you want and develop a plan to achieve those goals
  • Get help in accessing the resources that will help you succeed (job training, transportation, child care, health care, etc.)
  • Build assets through an escrow account while employed
  • Learn to manage your credit and FICO scores
  • Learn and grow with others who are working – like you – to build a better life

How Do I Join?

If you are interested in creating the future you want, contact an FSS Coordinator at (253) 620-5400, extension 1458 to secure your spot at the next FSS Orientation.

Orientation sessions are held throughout the year as FSS slots become available.

What is PCHA’s Homeownership Program?

If you are a participant in PCHA’s Section 8 or Low Income Public Housing programs, you may be eligible to participate in the homeownership program. These are some of the program requirements:

  • Working full time for at least twelve months*
  • Attending required homeownership preparation classes
  • Saving money to contribute to a down payment
  • Managing your credit and FICO scores

What Kind of Home Would I Qualify For?

That depends on your income, the size of your household and any debt you may have. Homes must be located in Pierce County, outside the city of Tacoma. You must be able to qualify for a conventional loan.

How Can PCHA Help?

PCHA will work with you to get your finances in order, develop a savings plan, and access financial literacy training. This is rarely a fast process but PCHA is committed to helping you create a successful homeownership experience.

Contact your FSS Coordinator for more information!

* This requirement does not apply to families in which the head of household is senior or disabled.